Compensation costs for workers are typically the largest component of a risk management program for a contractor. It is also the area where contractors have the greatest chance of reducing their overall costs by taking steps to mitigate risks and manage claims. To begin with, here are five things that can have a positive impact on the compensation costs of workers:
enhanced security programs Active claims management Return to work program Employee wellness programs Pre-employment testing and vetting In view of widespread labor shortages and statistics showing new employees are at a much higher risk of injury, a well-planned and detailed on-board and training program for new employees is essential.
Here are seven steps to establish a strong culture of safety and control the compensation costs of workers:
1. Do the pre-employment prep work. This begins with the background, reference and motor vehicle record checks per job description, physical or physical agility tests, and pre-employment drug tests.
2. Have detailed job descriptions. Once all pre-employment inspections have been completed, it is important to have specific job descriptions including physical requirements, detailed work, Security manuals, and safe driving, use of company vehicles and return to work policies.
3. Sign here and here and here. All manuals and policies should require signatures from employees that acknowledge that they have read and are aware of job requirements, expectations and what to do in specific situations, including accidents, injuries and near misses. Reviewing these forms and obtaining employee signatures is a good practice Annual basis for ensuring that everyone understands and recognizes these policies and procedures.
4. Welcome to new employees. Before new employees start to work in their assigned jobs, they should be welcomed, walked around your facility and introduced to co-workers and key employees with whom they will work or rely on support. Basic safety, task, equipment and specific training for projects Before new employees start to work in their assigned jobs, they should be welcomed, walked around your facility and introduced to co-workers and key employees with whom they will work or rely on support. It is necessary to review and explain basic safety, task, equipment and project-specific training and procedures. Depending on the scope of the work, each project has unique hazards, risks, and procedures.
5. Ingrain good habits. Take the time to acclimatize new employees to work, hazards, and procedures for safety. Realize that they are new and that they learn. Repeating and reviewing will help them retain information and create good habits.
6. Ingrain good habits. Encourage veteran employees to help new hires feel comfortable and acclimated, point out hazards, safety concerns and keep an eye out for To help ensure that they follow safety policies and procedures throughout the day. Job sites are busy places with lots of movement and people. Many businesses are now using different, brightly colored hard hats or shirts to help identify new employees on job sites and make it easier for other employees to look after them and help keep them safe.
7. Ingrain good habits. Besides protecting new and veteran employees through a strong security and risk management program, your insurance broker can paint a positive picture for the insurance market when pricing compensation for workers companies providing employee handbooks, safety manuals, drug - free programs, background in pre-employment and professional inspection requirements, returning to work programs, as well as new employee training and onboard procedures help underwriters show that safety is a priority.
New hires need to understand security training's seriousness. It is necessary to communicate clearly the importance of following policies and procedures from the very start and the consequences of failing to do so.
Explain how policies and procedures fit into the broader safety plan, outline safety objectives and explain the impact of accidents and losses on the company, employees and future success From the organization.
See more about this topic: Workers Comp Audit
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