Workers’ compensation provides legal protection to employees once they suffer injury or illness as a result of their job. When a claim is submitted, workers’ compensation ensures that the employee’s medical treatment or rehabilitation is paid. If the worker is unable to work, temporarily or permanently, workers’ comp can also dictate the share of lost wages the worker receives. The Florida workers’ compensation system has been heavily debated over the past several years, as lawmakers and work comp regulators have sought to control insurance costs.
Florida Workers’ Comp Insurance
Workers’ compensation protections within the U.S. go back to the early 20th century, but specific work comp legislation and requirements differ by state. Workers’ compensation insurance, also often mentioned as workers’ compensation, workers’ comp audit, or work comp, maybe a commercial insurance policy that covers the expenses mentioned within the previous section. By purchasing a policy, an employer files a claim when a worker is injured, and therefore the carrier compensates the worker for medical bills and lost wages.
The policy would also pay the employer’s legal fees if the worker sued for additional damages. Businesses must carry workers' compensation insurance if they need four or more employees. This includes part-time, full-time, sole proprietors, corporate officers and indebtedness Company (LLC) members.
See more about this topic: Workers Comp Audit
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