How does workers compensation work?

Workers compensation is a type of insurance program that provides employees with work-related illnesses and The program is mandated by the state, and when an employer has to acquire such insurance, each state lays down different rules.

Employees benefit from the program after sustaining a work-related injury or illness by receiving medical care.  Injured workers receive a certain portion of there wages while out of work for the treatment of such injury or disease, for the rules of the state. States also set their own compensation rate when an employee loses a member, becomes permanently disabled or dies as a result of an accident involving work. 

Workers ' compensation is a no-fault insurance program, which means that in order to recover, the injured employee does not have to follow the traditional tort route of proving negligence. In exchange for his injuries, the employee generally cannot sue the employer. In exchange, the employee generally cannot sue the employer for his or her injuries.

See more about this topic: workers comp audit