Workers' Compensation is insurance coverage that helps protect businesses and their employees from the resulting financial losses when a worker is injured or contracts an illness on the job. It helps cover the costs of the sick or injured employee’s lost wages and medical expenses.

In addition to wage replacement and medical costs, workers’ comp can also help cover the costs of vocational rehab. In the event of an employee’s death, workers’ comp even provides death benefits to help cover funeral expenses and support payments to dependents.

In the United States, as a result of the literary "muckrakers" movement, the first workers ' compensation system began in the early 1900s. The stories of the muckrakers exposed the appalling and dangerous conditions that worked under which many factory employees eventually led to social change.

Workers ' compliance today helps protect workers from the potentially devastating costs of work-related injuries and illnesses and can help protect employers from employee claims ' potentially crippling costs.

See more: Workers comp audit.