Employees experiencing an injury to the workplace or occupational disease should report the incident to the employer immediately. For each state, reporting periods are different, and if an employee fails to report before the specified deadline, he or she may not receive benefits.
After reporting an injury or illness, the following steps should be taken by business owners and employees:
Visit an approved health care professional. Injured or ill employees should seek immediate medical assistance – any delays may jeopardize their health and benefits. The doctor will then file a medical report with the injury claim of the employee.
File the claim. The employee should file a claim with the insurance company of the employer, making sure that the reporting deadlines are taken into account. Workers comp audit the claim should include any paperwork, forms, and medical reports required by the state.
Receive benefits. Once the claim is approved by the insurance provider, the employee will begin to receive comp benefits from the workers. Benefits may include coverage of the medical expenses of the employee, rehabilitation costs and two - thirds of their salaries while they are medically unable to work
Return to work. Depending on the treating physician's recommendation, an injured employee may return to work on a reduced schedule or full time. Employers should make reasonable accommodations to help the employee return to the workplace during the transition, and provide any safety training necessary to ensure that the same type of injury does not happen again.
See more about the topic: Workers compensation audit
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